Product Overview

Any business requires a bill presentment platform to facilitate seamless payments. PayGATE® is a highly scalable and secure online billing presentment and collection platform integrated with ALL banks, payment processors, and gateways. With PayGATE®, merchants can generate invoices/bills and await customer payments through seamless integration with the merchant’s billing platform. Notifications from processors are pushed to PayGATE® and subsequently to the merchant’s platform.

SoftAlliance PayGATE
Consumer-Client Flow diagram

As a payment collection platform, it enables processors, banks and gateways process Merchant’s bills giving customers more channels/options for payment. PayGATE® features various payment processors like NIBBS, Interswitch, eRG, Unified Payments, etc. It processes various transaction details for settlements via their payment channel i.e. tellers, internet banking, mobile banking, POS and kiosk.

SoftAlliance PayGATE
PayGATE Flow Process
  • Accepts and post unpaid bills/invoice from Merchant’s Billing System to payment gateways for payments
  • Make and receives bills/invoices to and from Banks available for collections for before and after payments. Updates the Merchant’s billing system with the payment details from the banks
  • Provides Payment Notifications to Merchants
  • Supports unlimited number of Bills presentment
  • Supports revenue collections for corporate and individuals
  • 24/7 Online Real-Time Access
  • Secure Payment Gateways Integration
  • Direct, and immediate collection from Customers
  • Seamlessly integrates with other third-party solutions

Benefits to Merchants

  • Easy invoice management
  • No limit to invoice presentment
  • Secure Multiple payment channels (trusted payment gateways /processors), thus, providing options for customers
  • Easy to integrate
  • Multi-Channel capability
  • Multi-Client capability
  • Serves as tools to collect Merchant’s invoices
  • No subscription
  • Reconciliation is seamlessly automated
  • Tight and Seamless integration with Merchant’s ERP application
  • Prompt payment confirmation

Benefits to customers

  • Multiple payment options
  • Quick search for bills from Merchants
  • Service the customers from anywhere and at anytime
  • Security and convenience
  • Prompt payment confirmation
  • No subscription

Benefits to Payment Gateways/Aggregators

  • Wider customer base
  • Reconciliation is seamlessly automated
  • More source of revenue
  • Prompt payment confirmation
  • Receive collections from both bank and non-bank customers.